Welcome to Golden Rose Smart App and enjoy the digital banking and payments services. Golden Rose Smart App is Golden Rose Saving & Credit Co-Operative Limited official Mobile Banking Application which enables its customers to keep track of their account maintained at Golden Rose Saving & Credit Co-Operative Limited and allows its users to make different utility payments. Below are the key features of Golden Rose Smart App: Manage your account Transfer funds instantly • Transfer and receive funds instantly Receive and send money through remittance services QR Payments: Scan and Pay feature that allows you to scan and pay to the different merchants. Highly secure • Secure your account with two factor authentications • Fingerprint login helps secure your account • Keep Track your finances • Track your account history • Protect your account with your fingerprint Make payments of your utilities • Pay your internet bills, phone bills, mobile top-up, and many other payments for the services you use Calendar: Customer can view official calendar of Golden Rose Saving & Credit Co-Operative Limited on our apps. Location: Customers can find our Office location. Note: Our app is currently geo-restricted to users located exclusively in Nepal. As a result, some features of the app may not function as expected or may be limited when accessed from other regions. We only aim to deliver a seamless and meaningful experience to users who are situated within Nepals geographical boundaries.